13
May

Sizzlin’ Summer Series: PART 1

Sizzlin’ Summer Series: PART 1

This last Winter was one for the books. With record snowfall, rain, and cold temperatures, it’s safe to say that most of us are ready for warmer weather. What better way to celebrate the onset of sunshine and warm temps than with a three-part newsletter series to help you enjoy Summer!

In this month’s newsletter, we will dive into the top 3 places to travel, based on the Summer months:

May Travel:

  1. Asheville, North Carolina: While the rest of the South will be climbing into high heat and humidity, Asheville will offer nothing but crisp fresh air and endless outdoor activities. Burrowed in the heart of the Blue Ridge Mountains, Asheville is a must-visit destination for music, beer and nature lovers.
  2. Cusco, Peru: For those seeking something different, the former capital of the Incan Empire, Cusco, has your name written all over it. Considered the best time to Visit, May is a fantastic month to explore breathtaking views and discover ancient remains, thousands of miles away from home.
  3. Bali, Indonesia: Another great international destination, Bali is known for its scenic views and tranquil country side. Traveling here in May will not only give you an experience you won’t find anywhere else, but 12 hours of gorgeous sunlight.

June Travel:

  1. Anchorage, Alaska: Some people love the cold, which is why Anchorage is on our list of places to visit this Summer. Specifically, in June, the Summer Solstice occurs which is one of the largest celebrations during the year, full of music, food, and unique entertainment. Expect temperatures in the 50-60’s and what seems like endless sunlight to enjoy.
  2. Dubrovnik, Croatia: With crystal clear water and endless enchanting limestone sidewalks. Dubrovnik is the relaxing getaway you’ve been looking for. Whether I’ts exploring or lounging that catches your interest, you will find nothing but enjoyment here.
  3. Reykjavik, Iceland: Love the sun? Do you dread when evening comes? Then this is the vacation spot for you. Travel during June and expect close to 24 hours of gorgeous sunlight, and more importantly, weather. Regardless of time or activity, you will find it here.

July Travel:

  1. Bristol, Rhode Island: Got any plans for the 4th of July? If not, check out Bristol for the historic and longest-running Independence Day Celebration. Since 1785, this celebration has gotten so big, a month can’t contain the festivities, which now begin mid-June. For all you history buffs, this is the place for you.
  2. Boquete, Panama: Calling all Adventurers! Boquete is a paradise ready to be experienced by you. Hidden in Panama’s green highlands, this haven is popular for hiking, mountain climbing, zip lining, and more adrenaline pumping activities.
  3. Athens, Greece: We couldn’t end this list without mentioning one of the most Iconic and well know travel destinations, Athens. Filled with a plethora of things to do and must-see wonders of the world, this is our #1 recommended place to explore this summer.

Make the most of your Summer months by discovering one the amazing destinations listed above; or blaze your own trail and let us know where you went! Tune in next Month for PART 2 of ‘Sizzlin’ Summer Series’, where we will dive in the best places to retire in 2019!

 

Content derived from www.businessinsider.com

Disclosure: This information is provided as general information and is not intended to be specific financial guidance. Before you make any decisions regarding your personal financial situation, you should consult a financial or tax professional to discuss your individual circumstances and objectives.

The post Sizzlin’ Summer Series: PART 1 appeared first on Adult Financial Education Services.

Provided by: Adult Financial Education

10
Apr

April is Financial Literacy Month

April is Financial Literacy Month

Do you consider yourself financially literate? According to a study by S&P Global, 57% of American adults are financially literate, ranking the U.S. 14th in the world. As a way to increase financial understanding, April is considered Financially Literacy month!

Whether you’re a financial guru or consider yourself a newbie, here’s 3 ways to make a difference in your finances this April!

  1. Pick & Learn: Always wanted to understand how taxes work? Now’s the time to do so! Pick a financial topic and learn as much as you can about it for the month of April! If taxes aren’t your thing, pick another topic such as mortgage, investing, annuities, and the list goes on. While you most likely won’t be an expert, you can feel more confident on your next financial decision!
  2. See Where You Stand: A lot can change in a year, from a new car payment to moving across the country, April is a great time to see how your unique circumstances have changed. Determine where you stand and see if you need to pivot your finances to better support your journey.
  3. Create Long-Term Financial Plan: While planning year-to-year when looking at finances is good, creating a long-term financial goal is great. Determine major financial goals such as purchasing a home, assign a cost, and develop a time horizon. Beyond financial goals, look at investments and portfolio volatilities to make sure they coincide with your current and future financial goals.

Financial Literacy Month is a great excuse to take extra time on finances and make sure you are on the right track toward your retirement and lifestyle goals. While these tips are a great start to any planning, speaking with a financial professional will help you get a better understanding of your unique circumstances and what is best for your goals.

Content derived from www.investors.com, www.autopayplus.com , and www.money.usnews.com

Disclosure: This information is provided as general information and is not intended to be specific financial guidance. Before you make any decisions regarding your personal financial situation, you should consult a financial or tax professional to discuss your individual circumstances and objectives.

The post April is Financial Literacy Month appeared first on Adult Financial Education Services.

Provided by: Adult Financial Education

26
Mar

3 Tips to Spring Clean Your Finances

3 Tips to Spring Clean Your Finances

With the official start the Spring being March 20th, the entire country can now start shedding layers after a record-breaking winter. Along with spring comes nice temperatures, fresh crisp smells, and most importantly, spring cleaning. Typically, spring cleaning will consist of throwing out or donating unused items, organizing the house and cleaning the shed no one has touched since last spring; however, Spring is also a great time to clean up.

Check out these 3 ways to spring clean your finances:

  1. Set a goal: Although this sounds like an obvious tip, spring cleaning can engulf you if you don’t set parameters beforehand. Spring cleaning finances is usually even worse, so make sure you set goals up front. Some goals could be:
    1. Sort the top two drawers of the file cabinet
    2. Organize the dreaded ‘paperwork closet’
    3. Track and record receipts for the last 3 months
  2. Clear out the clutter: Just like cleaning out the garage, you should take time to go through old paperwork and see what you no longer need. Don’t go overboard and throw away everything. Here’s a quick breakdown of do’s and don’ts
    1. Tax Returns: Keep these forever, the IRS says this will help prepare future tax returns and show proof of filing taxes.
    2. Insurance Documents: If the document involves a claim, ask your insurance agent or company how long to hold on to them, just in case.
    3. Electronic Copies: Any paperwork or documents that are stored online should be ok to discard; BUT, if electronic documents are held by your bank, a financial company, or 3rd party, ask how long they retain electronic copies.
  3. Do A Financial Audit: With holidays in the rearview and summer fast approaching, now is a great time to see where you stand on your financial journey. Some questions to ask yourself would be:
    1. Are you on track for your retirement plan?
    2. Do you have the best tax exemptions for your situation?
    3. When was the last time you looked at your insurance coverage?

Spring Cleaning is looked forward to by some and dreaded by others. Regardless, it is an important part of the year because it allows you to review, renew, and refresh and regrow not only your household, but also your finances. These are just a few ways to stay on track with your finances, before making changes to your financial plan, speak to a financial professional today to understand your unique situation.

 

Content derived from www.consumerfinance.com, www.creditcards.com, www.moneytalksnews.com, and www.money.usnews.com

Disclosure: This information is provided as general information and is not intended to be specific financial guidance. Before you make any decisions regarding your personal financial situation, you should consult a financial or tax professional to discuss your individual circumstances and objectives.

The post 3 Tips to Spring Clean Your Finances appeared first on Adult Financial Education Services.

Provided by: Adult Financial Education